Terms of Service.

Welcome. These Terms of Service (the “Terms”) govern your use of the Apex Predator software platform and any related services available at apexpredator.live (together, the “Service”) provided by [APEX PREDATOR LLC] (“we”, “us”, “our”). By accessing, signing up for, or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. What we are (and are not)

Apex Predator is an automated software platform that publishes general-purpose trading signals and — in paid tiers — executes trades on brokerage accounts that you connect. We are a software and information publisher.

We are not:

• A registered investment advisor (RIA) under the Investment Advisers Act of 1940;
• A commodity trading advisor (CTA) registered with the CFTC or NFA;
• A broker-dealer, futures commission merchant, or custodian;
• Your financial planner, tax advisor, attorney, or fiduciary.

Nothing on the Service is a recommendation to buy or sell any security, commodity, future, option, or other instrument. We do not take into account your individual financial situation, objectives, or risk tolerance. You are solely responsible for your trading decisions and for any gains or losses they produce.

For the complete regulatory disclosures, risk warnings, and jurisdictional limitations, see /legal/disclosures.

2. Eligibility

To use the Service, you must:

• Be at least 18 years old (or the age of majority in your jurisdiction — whichever is higher);
• Be a legal resident of the United States;
• Not be located in, a resident of, or otherwise accessing the Service from a jurisdiction to which U.S. sanctions or export controls apply;
• Not be a person previously barred from the Service;
• Have the legal capacity to enter into a binding contract.

The Service is not directed to children under 13, and we do not knowingly collect personal information from them. If you believe a child under 13 has provided information, contact us at privacy@apexpredator.live and we will delete it.

We reserve the right, in our sole discretion, to restrict or refuse service to any person or jurisdiction at any time.

3. Accounts

You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us immediately at security@apexpredator.live if you suspect unauthorized access. We are not liable for losses arising from your failure to secure your account.

4. Fees and billing

The free tier is free. Paid tiers, when offered, will be billed on a recurring subscription basis at the price quoted at the time of purchase. Fees are non-refundable except where required by law. You authorize us to charge your payment method on each renewal date until you cancel. You can cancel at any time from your account; cancellation takes effect at the end of the current billing period.

Automatic renewal notice (per California Business & Professions Code § 17602 and similar state laws): Paid subscriptions automatically renew. We will send a reminder before each renewal. You can cancel any time in your account settings.

5. Your brokerage account

In paid tiers, you connect your own brokerage account. We never hold, receive, or transfer your funds. You retain full control of your account. You may disconnect the Service at any time. You set risk caps (maximum daily loss, position size); the Service operates within the caps you configure. You are responsible for:

• Margin, taxes, and regulatory fees charged by your broker;
• Compliance with your broker's terms and any account restrictions;
• Monitoring account activity and intervening if the Service malfunctions.

6. Acceptable use

You agree not to:

• Reverse-engineer, decompile, or attempt to derive source code except as permitted by law;
• Resell, sublicense, or commercially exploit the Service without a written agreement;
• Scrape, crawl, or copy content at a rate or volume that burdens our infrastructure;
• Use the Service to commit fraud, manipulate markets, violate sanctions, or break any law;
• Upload malware, introduce vulnerabilities, or attempt to compromise the Service or other users;
• Impersonate another person, misrepresent your identity, or create accounts to evade suspensions.

7. Intellectual property

We own the Service, including all software, models, documentation, trademarks, and content we create. Your content (e.g., preferences, notes) is yours — but you grant us a limited license to host, display, and process it for the purpose of operating the Service. See /legal/dmca for how to submit copyright notices.

8. Privacy

Our processing of your personal information is described in our Privacy Policy, which is incorporated into these Terms by reference.

9. Modifications to the Service and Terms

We may update, modify, or discontinue the Service at any time. We may revise these Terms; we will announce material changes at least 30 days in advance by email (if we have one for you) and by notice on the Service. Your continued use of the Service after the effective date of revised Terms constitutes acceptance. If you do not agree, stop using the Service.

10. Termination

You may terminate your account at any time. We may suspend or terminate your access, with or without notice, if you violate these Terms, create legal or regulatory risk, or if we discontinue the Service. Sections 1, 7, 11, 12, 13, 14, 15, and 16 survive termination.

11. Disclaimer of warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES — EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE — INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, UNINTERRUPTED USE, OR THAT THE SERVICE WILL BE ERROR-FREE. WE DO NOT WARRANT ANY TRADING RESULT. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS.

12. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, OUR AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS ($100.00) OR (B) THE FEES YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM. IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES — INCLUDING LOST PROFITS, LOST TRADING OPPORTUNITY, OR LOSS OF DATA — EVEN IF ADVISED OF THE POSSIBILITY. THESE LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of certain damages; those limitations may not apply to you to that extent.

13. Indemnification

You agree to indemnify, defend, and hold harmless [APEX PREDATOR LLC], its officers, directors, employees, and affiliates from any third-party claim, liability, damage, loss, or expense (including reasonable attorneys' fees) arising out of: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any law or third-party right; (d) your content; or (e) your trading activity.

14. Binding arbitration and class-action waiver

Please read this section carefully — it affects your legal rights.

Arbitration. Any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by final and binding arbitration administered by JAMS (or, if JAMS is unavailable, by AAA) under its applicable commercial arbitration rules. The arbitration shall be conducted in English in Delaware (or remotely if the claim is less than US$25,000). Judgment may be entered on the award in any court of competent jurisdiction.

No class actions. YOU AND WE AGREE THAT DISPUTES SHALL BE BROUGHT ONLY ON AN INDIVIDUAL BASIS. NEITHER PARTY MAY ACT AS A CLASS REPRESENTATIVE, CLASS MEMBER, OR IN ANY OTHER REPRESENTATIVE CAPACITY. If a court finds the class-action waiver unenforceable, the entire Section 14 is void (except for the Excluded Claims below), and the dispute shall proceed in court.

Excluded claims. This Section 14 does not apply to: (a) small-claims-court actions within the court's jurisdictional limits; (b) actions to protect intellectual property; (c) injunctive or equitable relief.

Opt-out. You may opt out of this arbitration agreement by sending written notice to legal@apexpredator.live within 30 days of first accepting these Terms. Your notice must include your full name, email, and a clear statement that you opt out. Opting out will not affect any other provision of these Terms.

15. Governing law and venue

These Terms are governed by the laws of the State of Delaware, without regard to its conflict-of-law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply. Any matter not subject to arbitration shall be brought exclusively in the state or federal courts located in Delaware, and each party submits to personal jurisdiction there.

16. General

• Entire agreement. These Terms, the Privacy Policy, and any posted disclosures are the entire agreement between you and us. They supersede any prior agreements on the same subject matter.
• Severability. If any provision is found unenforceable, the rest remains in force.
• No waiver. Our failure to enforce any provision is not a waiver of that provision.
• No assignment by you. You may not assign or transfer your rights under these Terms. We may assign freely.
• Force majeure. We are not liable for delays or failures caused by events beyond our reasonable control — including exchange outages, broker failures, network disruptions, or acts of God.
• Headings. Section headings are for convenience only.
• Notices. Notices to you will be sent by email or posted on the Service. Notices to us must be sent to the address below.

17. Contact

[APEX PREDATOR LLC]
[street], [city], [state] [zip], USA
Legal: legal@apexpredator.live
Privacy: privacy@apexpredator.live
Security: security@apexpredator.live

v1.0 of these Terms is a good-faith draft prepared without counsel. Before the paid tier launches, these will be reviewed by a licensed attorney and a commodities/securities-law specialist. Placeholders in square brackets will be replaced with final values upon entity formation.